A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

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NATIONAL ASSOCIATION OF REALTORS® (NAR)	A real estate trade organization that sets the standards for integrity and honesty within the real estate profession nationwide
Negative amortization	A gradual increase in the balance of a loan or mortgage which occurs because the monthly payments made are too small to cover the entire principal and interest charges; this shortfall amount is added to the remaining balance, resulting in negative amortization
Net listing	The advertisement of the price of property for sale in terms of the net price the seller will receive, once the property is sold, a type of listing which is illegal in many states
Net worth	The total value of all of an individual's assets, minus all liabilities or debts
No cash-out refinance	A transaction for refinancing a mortgage in which the new mortgage amount is limited to the sum total of the remaining balance of the first mortgage, points, closing costs, whatever is required to satisfy any liens that are more than one year old and other funds for the borrower's use (as long as the amount is one percent or less of the principal amount of the new mortgage)
Notary	An individual authorized by law to certify documents and signatures
Note	A legal document that obligates a borrower to repay a loan or owed sum of money at a stated interest rate over a designated period of time

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Real Estate Tips Curb Appeal >Upgrade Before You Sell Real estate agents sometimes receive calls from homeowners asking for advice on what they should do to prepare their house to go on the market. They may have settled for living in a "less than optimal" circumstance for years, and are now going to spend money to make it nice for someone else to enjoy. If you are considering painting, updating the kitchen, landscaping, or making any other improvements that will increase your home's re-sale value, think about making those improvements while you are still there to enjoy them. Create your own dream kitchen, master suite or spa, build an outdoor living room or restore your wood floors now. Improving your property will make your home more enjoyable, help maintain the property values in your neighborhood, and expedite the sale of your home when you are ready for a move. See All Tips In The "Curb Appeal" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories > Real Estate Trivia Q  What was the first territorial acquisition made by the U.S. Government? A  The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%. See More Real Estate Trivia >

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Christine Papworth Keller Williams Realty Central Valley (209) 823 4722 Email: christine@therealestatedr.com Chrisitne Papworth, the Real Estate Doctor. That's a big title, isn't it? It's one I take very seriously. From every caller on my radio show to every client and, I suppose, every person and situation I come in contact with I focus one thing...healing. From diagnosis to cure and all points between. How and in what way can I help the most? It's never about me. It's all about you. Isn't that what you want? www.TheRealEstateDR.com is brought to you by Christine Papworth, real estate for San Joaquin, Stanislaus and Merced Counties, California Read Christine Papworth's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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